{"id":44801,"date":"2024-08-18T18:35:07","date_gmt":"2024-08-18T18:35:07","guid":{"rendered":"https:\/\/www.hkbnes.com\/web\/?page_id=44801"},"modified":"2026-07-20T17:38:28","modified_gmt":"2026-07-20T09:38:28","slug":"digital-payment-solutions","status":"publish","type":"page","link":"https:\/\/www.hkbnes.com\/web\/sme\/solutions\/application\/digital-payment-solutions\/","title":{"rendered":"Digital Payment Solutions"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Make customer payments easier with mobile and \u2018tap and pay\u2019 services <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Give your customers the power to choose how they want to pay with more secure and convenient options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

All-in-one ePayment Solution<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Through support for multiple payment methods and real-time installment options, customers can enjoy a flexible payment experience. T+2 Fast Settlement* accelerates transactions and helps maintain a healthy cash flow. The solution is easy to install and simple to manage, effectively reducing potential human errors associated with cash transactions.<\/p>

At the same time, we provide professional technical support and seamless system integration services tailored to different industries, such as retail and F&B, empowering you to optimize operational processes and enhance overall business efficiency.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Octopus Payment Solution <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

As Hong Kong\u2019s pinoeer electronic -payment service provider, Octopus can assist merchants to seize huge business opportunities. We provide one-stop solutions for everything from equipment rental to day-to-day operational support, and a fast and secure payment experience to your customers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

18 Payment Options in One Device Be in the Trend of Payment Experience <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Our POS platform for SME clients can handle Magstripe, EMV, NFC, QR Payment\uff0cwith built-in 2-megapixel camera and printer, supports percentage tip function and information confidentiality (PCI DSS). Additionally, it allows easy retrieve of transaction record, as well as connect with SIM Card\/Wi-Fi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Our Edges<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Our stable and reliable business broadband service ensures the transaction experience is smooth and painless. And each account would be assigned to a dedicated account manager with 24×7 hotline and technical support.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Terms and Conditions :
<\/strong><\/p>\n

    \n
  1. Definition of New SME customers <\/strong> 
    This offer applies to merchants operating fewer than ten (10) outlets and employing fewer than fifty (50) employees, and which has never accepted or has not accepted VISA\/ Master\/AMEX payment for the past 6 months.<\/li>\n
  2. Annual Transaction Thresholds <\/strong>
    Annual transaction limits are as follows: 
    (a) VISA: HKD 1,900,000; 
    (b) Mastercard: HKD 1,500,000; 
    (c) AMEX: HKD 1,000,000.
    Card associations and\/or the acquiring institution reserve the right to revert to the standard Merchant Discount Rate (MDR) at their sole discretion, including where: 
    (i) this SME offer is amended, suspended, or terminated; or 
    (ii) the merchant\u2019s transactions reach or exceed 100% of the applicable threshold within any rolling 365-day period.<\/li>\n
  3. Exclusion<\/strong> 
    Cross-border transactions are excluded and shall not count towards the above limits.<\/li>\n
  4. Terms and Conditions for T+2 payment settlement arrangement  
    <\/strong>(i)Transaction proceeds will be net settled and credited to the merchant\u2019s designated account within two business days after the transaction date (T), being the successful transaction date as recorded by the system.
    (ii)Transactions submitted after the daily cut-off time will be processed on the next business day.
    (iii)\u201cBusiness day\u201d refers to a day on which banks in Hong Kong are open for normal business, excluding Saturdays, Sundays, and public holidays.
    (iv)Under normal circumstances, funds will be credited on a T+2 business day basis (actual crediting time may be subject to bank processing).
    (v)T+2 is not a guaranteed settlement or crediting timeframe. Settlement and crediting may be delayed in cases of risk or fraud review, transaction irregularities, refunds or disputes, or due to system or bank processing delays.<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
    \n\t\t\t\t\t
    \n\t\t
    \n\t\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t
    Get in Touch<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t
    You can get in touch with our experts in several ways.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t